Dutch house selling terms in English

The asking price used when the home is listed. It is not the same as the final sale price.

An offer from a buyer. Look beyond price and check conditions, handover date, included items and financing timing.

A financing condition. It may affect whether and when a buyer can leave the agreement if financing is not arranged under the agreed terms.

A building inspection. For sellers, this can affect negotiation, timing and questions about defects or repairs.

The handover or completion date being discussed. Check whether it works with your move, mortgage, abroad planning and notary timing.

The sale agreement. It records the agreed price, property, buyer and seller details, conditions, handover date and other key terms.

The cooling-off period linked to the signed sale agreement. Check the specific agreement or notary explanation before relying on it.

Conditions that may let a party cancel if the agreed requirements are met. Do not treat them as casual wording.

A seller questionnaire about the property. It may cover use, defects, maintenance, renovations, utilities and other known details.

A list of items, fixtures or fittings included in or excluded from the sale.

Proof of ownership or ownership-related deed information. If you cannot find it, ask what document is actually needed.

The energy label or Energy Performance Certificate for the property. Check it early because it can affect listing and buyer questions.

The owners’ association for an apartment building. VvE documents can include service charges, meeting minutes, accounts, maintenance plans and building rules.

The municipal value used for tax purposes. It can be a reference point, but it is not a selling strategy.

A valuation or appraisal. Use valuation-before-selling guidance if you need value clarity before listing.

A mortgage. If there is still a mortgage on the home, check repayment, lender timing, notary handling and net proceeds before relying on the sale result.

Potential equity when the sale result is higher than the remaining mortgage and sale-related deductions. Do not calculate from the asking price alone.

Residual debt if the sale result is not enough to cover what must be repaid. Ask for advice early if this may apply.

National Mortgage Guarantee. If your mortgage has NHG and there may be a loss, speak with the lender or adviser before signing.

The Dutch civil-law notary involved in the official transfer. The notary stage is where identity, signing, transfer and payment flows come together.

The deed of transfer. Kadaster explains that the contract of sale is followed by a deed of transfer that must be recorded in the land register.

Another common wording for the deed of transfer.

The Dutch land registry. The notary sends the transfer deed for land-register recording.

Authorisation or power of attorney. This matters when the seller cannot sign in person or someone needs authority to act.